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FHA LOANS

An FHA loan is a loan insured against default by the FHA.  In other words, the FHA guarantees that a lender won’t have to write off a loan if the borrower defaults – the FHA (Federal Housing Administration) will pay.  Because of this guarantee, lenders are willing to make mortgage loans with lower down payments required and more flexible credit and qualification guidelines.

FHA LOANS OFFERED: ☐  FIXED RATE LOANS                   Normally for a 30 year duration ☐  ADJUSTABLE RATE LOANS ☐  ADJUSTABLE ARM ☐  PURCHASE | REHABILITATION LOANS                    Includes mortgage and cost of repairs combined ☐  FHA ☐  FHA 203 IL ☐  FHA PLATINUM ☐  FHA STUDENT