Mortgage glossary of definitions, meanings, and descriptions of significance for some of our industry's most often used terms and phrases.

J

Joinder -- Joining together in some legal proceeding.

Joint Protection Policy -- A policy of title insurance which insures both the owners and the lender under the same policy.

Judgment Creditor -- A person, corporation, etc., that has been awarded a money judgment by a court. Recording an abstract of said judgment would create a lien on real property owned by the judgment debtor in the county where the abstract is recorded.

Judgment Debtor -- A person, corporation, etc., against whom a money judgment has been awarded by the court.

Judgment -- The decision of a court of law. Money judgments, when recorded, become a lien on real property of the defendant.